Research Article Open Access

Effects of Collateral Pledges in Reducing Credit Risks - Confronting Banks in Jordan, as Lending Institutions

Dr. Ahmad Zakaria Siam1
  • 1 ,
Journal of Social Sciences
Volume 3 No. 3, 2007, 134-137

DOI: https://doi.org/10.3844/jssp.2007.134.137

Submitted On: 2 February 2007 Published On: 30 September 2007

How to Cite: Siam, D. A. Z. (2007). Effects of Collateral Pledges in Reducing Credit Risks - Confronting Banks in Jordan, as Lending Institutions. Journal of Social Sciences, 3(3), 134-137. https://doi.org/10.3844/jssp.2007.134.137

Abstract

The research aims at investigating the effects of Collaterals pledges in reducing credit Risks .To achieve research goals data were collected from all commercial banks operating in Jordan. Research concluded that banks in Jordan use collaterals effectively and in a wide range, and collaterals size have a direct impact on credit risk. Credit risk differs with collaterals.

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Keywords

  • Collateral
  • profitability
  • risks
  • commercial banks
  • lending policies