Journal of Social Sciences

Effects of Collateral Pledges in Reducing Credit Risks - Confronting Banks in Jordan, as Lending Institutions

Dr. Ahmad Zakaria Siam

DOI : 10.3844/jssp.2007.134.137

Journal of Social Sciences

Volume 3, Issue 3

Pages 134-137


The research aims at investigating the effects of Collaterals pledges in reducing credit Risks .To achieve research goals data were collected from all commercial banks operating in Jordan. Research concluded that banks in Jordan use collaterals effectively and in a wide range, and collaterals size have a direct impact on credit risk. Credit risk differs with collaterals.


© 2007 Dr. Ahmad Zakaria Siam. This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.